Privacy Policy — BudgetingBuddi

Last updated: 28 September 2026

Short version

BudgetingBuddi does not collect, transmit, or sell any of your data. There is no

account to create, no analytics, no advertising, and no third-party SDKs. The app

makes no network requests of its own.

What the app stores

Everything you enter — your categories, budgets, budget exceptions, and logged

expenses — is stored locally on your device using Apple's SwiftData framework.

iCloud sync

If you are signed into iCloud on your device, your data is mirrored to **your own

private iCloud database** (Apple CloudKit) so it is available on your other

devices and restored when you set up a new one.

This is your personal iCloud storage, governed by Apple's iCloud terms and

protected by your Apple ID. The developer operates no server, has no account

system, and cannot see, access, or retrieve your data at any time. If you are not

signed into iCloud, the app simply stores everything on-device and does not sync.

You can stop syncing at any time by signing out of iCloud or disabling iCloud

Drive for BudgetingBuddi in iOS Settings.

What the app does not do

• No data is sent to the developer or to any third party.
• No advertising identifiers, tracking, telemetry, or crash reporting.
• No third-party analytics or advertising SDKs are bundled.
• No bank, card, or financial-institution connections. Expenses are entered by

you, by hand.

• No location, contacts, photos, microphone, or camera access is requested.

Children

The app is rated 4+ and contains no age-restricted content, user-generated

content, social features, or web browsing.

Deleting your data

Deleting the app removes its local data from that device. To remove data held in

your private iCloud database, use iOS Settings → your name → iCloud → Manage

Account Storage.

Changes

If this policy changes, the updated version will be posted at this address with a

revised date above.

Contact

Questions about this policy: jorygut@gmail.com